Phone: (419) 636-2123  Lobby Open Mon-Fri 8:30 – 4:30  Drive-Thru Mon-Wed  8:30 – 4:30     Thur.-Fri 8:30 – 6:00


Check out these Great Services available to you at your Credit Union!

Share Draft Account

Share Account

Share Certificates

Christmas Club

Vacation Club


Electronic Transfers

ATM Card

Direct Deposit

Discounted Ohio Amusement Park Tickets

VISA Gift Cards

Wire Transfers

Payroll Deduction

VISA Credit Cards

Free Notary Service

VISA Prepaid Debit Cards

Roth Individual Retirement (IRA)

Traditional Individual Retirement Account (IRA)

services from northwestern fcu

Share Accounts

A Share Account is opened for everyone who joins the Credit Union. Your Share Account requires a $5.00 opening deposit. That $5.00 must remain in the account as long as you would like to use NWFCU’s services. 

  • $5.50 Minimum Opening Balance
  • NO Monthly Fees if a transaction is made on the account once a year. A $5.00 fee will be applied if there hasn’t been any activity in over a year.

You work hard for your money, now let us work hard for you!

Balance to Earn DividendsAPY*
$100.00 or upPlease contact the CU for the most current rates.

Christmas Club  

*Annual Percentage Yield. Based on an average daily balance. Dividends are paid on a quarterly basis.

Open an NWFCU Christmas Club and avoid all those holiday bills!

  • No monthly deposits required.
  • Only $5.00 to open.
  • Checks are mailed out November 1 every year to help you get a head start on your holiday shopping.

Did you know if you saved $20.00 a pay (assuming there are 4 pays a month) for a whole year (12 months) that you will have approximately $1,040.00 for next Christmas? 
It makes sense to save for your next Holiday Season!


Share Draft/ACH NSF Fee                                       $30

Stop Payment Fee                                                   $10

Check Copy Fee                                                       $5

Over Draft Transfer Fee                                           $5

IRA Transfer Fee                                                      $25

Wire Incoming/Outgoing Fee                                   $10

Check Cashing/Payroll Withdraw Fee                     $5
(If a balance of $100 is not left in the account)            

Return Mail/Incorrect Address Fee                          $5

Inactive Account Fee (After a year of inactivity)      $5 per month