Services
Check out these Great Services available to you at your Credit Union!
Share Draft Account
Share Account
Share Certificates
Christmas Club
Vacation Club
Loans
Electronic Transfers
ATM Card
Direct Deposit
Discounted Ohio Amusement Park Tickets
VISA Gift Cards
Wire Transfers
Payroll Deduction
VISA Credit Cards
Free Notary Service
VISA Prepaid Debit Cards
Roth Individual Retirement (IRA)
Traditional Individual Retirement Account (IRA)
Share Accounts
A Share Account is opened for everyone who joins the Credit Union. Your Share Account requires a $5.00 opening deposit. That $5.00 must remain in the account as long as you would like to use NWFCU’s services.
- $5.50 Minimum Opening Balance
- NO Monthly Fees if a transaction is made on the account once a year. A $5.00 fee will be applied if there hasn’t been any activity in over a year.
You work hard for your money, now let us work hard for you!
| Balance to Earn Dividends | APY* |
| $100.00 or up | Please contact the CU for the most current rates. |
Christmas Club
*Annual Percentage Yield. Based on an average daily balance. Dividends are paid on a quarterly basis.
Open an NWFCU Christmas Club and avoid all those holiday bills!
- No monthly deposits required.
- Only $5.00 to open.
- Checks are mailed out November 1 every year to help you get a head start on your holiday shopping.
Did you know if you saved $20.00 a pay (assuming there are 4 pays a month) for a whole year (12 months) that you will have approximately $1,040.00 for next Christmas?
It makes sense to save for your next Holiday Season!
Fee’s
Share Draft/ACH NSF Fee $30
Stop Payment Fee $10
Check Copy Fee $5
Over Draft Transfer Fee $5
IRA Transfer Fee $25
Wire Incoming/Outgoing Fee $10
Check Cashing/Payroll Withdraw Fee $5
(If a balance of $100 is not left in the account)
Return Mail/Incorrect Address Fee $5
Inactive Account Fee (After a year of inactivity) $5 per month