Phone: (419) 636-2123  Lobby Open Mon-Fri 8:30 – 4:30  Drive-Thru Mon-Wed  8:30 – 4:30     Thur.-Fri 8:30 – 6:00

About Us


People helping people, it’s what makes the Credit Union unique

community help

Quality member service, lower loan rates, higher share dividends, no fee accounts, people helping people, and you – the member. It was with these ideas in mind over sixty years ago that this Credit Union was formed. The Credit Union was chartered on October 24, 1950.  The original name was, I.A. of M. Local #1349, “International Association of Machinists”.  On July 17,1953 the name was changed to Aro Employees Federal Credit Union and then changed on April 15th, 2004 to our new name Northwestern Federal Credit Union. 

The following list of individuals were the charter members of the Credit Union:  Elaine Mavis, R.P. Gecowett, L.E.Clark, W.J. Wickerham, Marshall Killian, Leo D Woolace,  Ed A Wyse, Milo L Gorrell, Aonzo Zuber and G.B. Dierks.

It is with gratitude and thanks that we recognize these individuals.

Here are some important moments in your Credit Union’s History

YearImportant Moment
1971Purchased the original building
1976Reached our first million in assets
1984Edgerton Forge became a Select Employee Group allowing employees to join ARO EFCU
1987Began offering Christmas Clubs to members
1989In house computer system installed
1990Vacation Clubs and Certificates of deposits were added to our services
1991Tru-Fast became a Select Employee Group allowing employees to join ARO EFCU
1993ARO EFCU merged with St Patrick’s Catholic Credit Union allowing us to serve their membership
1994Cash transactions, Automated Clearing House and Share Drafts were added to our services
1995Our VISA Credit Card Program was added
1996Individual Retirement Accounts (IRA’s) and ATM Cards were added to our services
2003Became Community Charter CU allowing anyone who lives, works, worships or attend school in Williams County to join.
2004Changed Name from ARO Employees Federal Cu to Northwestern Federal Credit Union, Purchased Property, built new facility and Opened in New Building on Dec 13th.

We are continuously striving to improve our services to you and to keep introducing products and services that benefit you the member/part owner.

You are the reason we are here! Thank you for your continuous support!